Flood risk analysis and risk assessment methods apparently inadequate

Cause or Solution?: 
Causes of flooding
Question: 
The article linked to is titled '‘Unprecedented’ storms and floods are more common than we think'. It is on the Aberystwyth University website and gives food for thought, particularly the line, "we are grossly underestimating flood risk". There is no 'Planning' category on this Submit a Question page, so I also quote the lines, "future floodplain development should be virtually curtailed" and "We need to urgently consider how we plan our cities and towns, and rebuild in the wake of large flood and storm events, to live safely in our changing landscape."
Location of Cause or Solution: 

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Question Reference: 
83
Category: 
Catchment-wide
Research and Modelling
River flows / Water Levels / Weather
Scheme design
Uplands
Asked By: 
Naomi
Hirst